Debt Management: Debt Settlement a SCAM?

Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS) More info at: sccrealestateuncensored.com/2008/repair-credit-legally-remove-negative-accounts/ micasamidinero.com/2008/reparo-credito-eliminando-legalmente-cuentas-negativas/


Comments

25 Responses to “Debt Management: Debt Settlement a SCAM?”


  1. abeosoft says:

    why worry about the stupid Fico score. is it really worth it to live beyond ones means? best remedy of all is to work harder and pay the debt off and never take on more than you can chew.

  2. katchitifyoucan says:

    First of all: You CANNOT settle on a debt and ask your creditor to report it as PAID IN FULL! It will never happen!! I guarantee it! That is essentially lying!!!!! They will NOT DO IT! It will always be reported as settled for less than the full balance. But its ok!! Its better than a charged off account!!! 2nd: Make sure you seek out a non profit debt management agency through CCCS. They do exist! Do your research!!!!

  3. katchitifyoucan says:

    First of all: You CANNOT settle on a debt and ask your creditor to report it as PAID IN FULL! It will never happen!! I guarantee it! That is essentially lying!!!!! They will NOT DO IT! It will always be reported as settled for less than the full balance. But its ok!! Its better than a charged off account!!! 2nd: Make sure you seek out a non profit debt management agency through CCCS. They do exist! Do your research!!!!

  4. ysmaelle072278 says:

    You be better off filling for bankruptcy. They might settle with all your debts but your credit card companies dont have obligation to talk to these people. Also if they will settle your account.. IRS will charge you with those accounts they settled as your INCOME..When you enrolled to this.. it will destroy your credit also because you are not making payments. Lastly, bankruptcy will only cost you at least $2,000 dollars for lawyers fee this program.. they will charge you.. at least 5g

  5. richie2910 says:

    How about if you don’t have 7or 9G to settle directly with the CC comp.? I think you are better of with a non profit settlement company. I did it now I pay 335 a month to them and that includes their fee of 50 a month even a non profit charges you something. But atleast am not pay theCC 640 a month no calls and hassle of worrying if my interest is going up. And stay the FUCK away from the CC voltures!

  6. 407buddy says:

    FICO is a fraud:
    STOP paying your debt, people do have the power: It would be interesting to see who’s got who by the balls, it’s all just a rigged little poker game,…isn’t it?

  7. goldtoday23 says:

    The only problem with debt consolidation is one has to be disciplined.

  8. debtsettlementstory says:

    This is great info.

  9. WSthe3rd says:

    this lady is a fucking idiot that has never been in debt and is probably being paid off by credit cards

  10. WSthe3rd says:

    a crappy FICO is the way to go, trust me when i had a great score my life was crap, now that i have a foreclosure on my record my life is much better < does this make sense to people at all ?

    credit is the root of all evil, survive with what you have on the side, this lady is bullshit, this lady has never been in debt because of her fame, until she is broke and has an honest judgment on someones personal hardship please do not listen to this crap LIES

  11. checkersq says:

    dont use credit cards.. it gives too much profit to the elite and if you havent heard lately they have some less than savory plans for america..not to mention the enslavement they have perpetuated for the last thirty years ..wake up Sheeple!!

  12. 407buddy says:

    STOP paying debt and walkaway from underwater mortgage?…and guess who’s got who by the balls.

  13. ZinjanthropusFilms says:

    AVOID THIS SCAM!!! There’s a warrant out for his arrest in California!

    HELP ME MOFO!

  14. Rourba says:

    1-Eating beans & rice, then rice & beans the next day help cut your dept.
    2-Control yourself
    3-choose a wife wisely, “a working one”

  15. ryaneehales says:

    I’ll bet she’s paid by the CC companies. CCCS will DESTROY your credit. What is she talking about? I entered a program with settle-mydebtscom and it is the best thing I ever did. I will promote them to everyone. Credit can always be repaired. In just a few years I am back to a 780 Fico but I will NEVER use it again. It is cash only from here on out. Good luck following her advice. You’ll enslave yourself for the next 15 to 20 years.

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  23. nancyllang says:

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  24. nancyllang says:

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  25. KewazingaBabinga says:

    My question is simple: how come people don’t get to buy their own bad debt for pennies on the dollar? Spread the question!

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